When Do GTA 6 Pre-Orders Get Charged?
Depends on the platform.
PlayStation Store — charges immediately when you place the pre-order. The money leaves your account the same day.
Xbox Store — charges up to 10 days before the November 19 launch. So around November 9 at the earliest.
Amazon — charges at shipment, right before the game ships. This is the longest hold on your money of any major option.
Most other physical retailers (Best Buy, Target, Walmart, GameStop) charge when the order is placed, not at pickup or shipment.
If budget timing matters, physical via Amazon is the option that holds your money the longest before the charge lands.